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A very different retirement awaits For generations of Australians, owning the family home outright by retirement was almost taken for granted. Source: Vanguard’s How Australia

How well do we understand our money? Most of us make financial decisions almost every day. We decide whether to save or spend, how much

How to dispose of shares You can dispose of your shares in the following ways: selling them giving them away (gifting shares) transferring them to

Learn how defined benefit super works and what it could mean for retirement.  What is defined benefit super? Defined benefit super is a type of

A managed fund lets you hand investment decisions to a fund manager. How a managed fund works     In a managed fund, money from

For many people approaching retirement, the transition from full-time work to retirement is no longer a sudden stop. Instead, it’s often a gradual process that

Retirement starts long before your last day at work There are certain moments in life that reshape not just your finances, but the way you

Floating rate bonds tend to receive less attention than shares or fixed rate bonds. Yet in Australia, floating rate bonds are far from niche. They

Many people are surprised to learn that some of their largest assets may not be covered by their will. With recent changes affecting testamentary trusts

If your insurer offers a cash settlement instead of organising repairs, it’s important to understand what you’re agreeing to. What is a home insurance cash settlement?  If

If the financial markets could talk, then bonds would probably be saying: “We’re not convinced the story is over yet”. Bond yields have been rising

Separation or divorce can bring emotional and financial change. Super is often overlooked at this time, but it can be one of the most significant